Bankruptcy Myth 09
You have to go before the judge and be grilled by your creditors.
Most people who file for bankruptcy in South Carolina never go before a judge. You will, however, attend a non-judicial, non-confrontational meeting conducted by a trustee. The purpose of the meeting is to answer questions about your assets and recent financial transactions like the sale of a house or the purchase of a car.
The trustee will also want to know about any unusual payments to creditors or transfers of property – especially to family members. The meeting usually lasts five to six minutes. Although creditors are invited to participate in the meeting, they seldom waste their time on it because in most cases, there stuck with the fact that you filed bankruptcy and there’s absolutely nothing they can do about it. I will make sure you are fully prepared for this meeting. I have practiced bankruptcy law in South Carolina and the surrounding counties for eleven years, and have appeared before all the trustees. I know the types of questions each trustee is likely to ask.
